Did you know that most health insurance plans provide comprehensive preventative care services to you and your family? One of the most common types of preventative care is the annual physical exam. Each year, you'll make your way in to see your family doctor, learn how much weight you've put on, get told you need to drop a few pounds and learn about any other ominous signs you may have.

Yet, you may not be making the most of this visit. Your health insurance probably provides for a range of testing and screenings that could help you to prevent ailments throughout the year. Are you taking care of your health?

When you go in to see your doctor, be open and honest about everything you've encountered that could possibly affect your health. Here are some topics to discuss:

• Do you have any type of signs or symptoms of health-related concerns? Even small things should be mentioned.

• How is your mental health? Are you struggling emotionally?

• Discuss your diet. Are you eating a well-balanced diet and if not, can your doctor offer recommendations based on your lab results?

• What medications are you taking? Are they at the correct dosage?

• What type of age appropriate medical screenings should you have done?

• Have you had any hospitalizations or other emergency room visits this year?

• What is life like at work? Are you stressed, overworked or exposed to chemicals?

• What types and amounts of over-the-counter products do you take?

Your healthcare provider should conduct a thorough physical exam to determine your overall health. In many cases, especially as you get older, you may need screenings requiring bloodwork.

It's a good idea to contact your health insurance provider to find out what types of exams they recommend and cover at your age. For example, a mammogram or colonoscopy may be necessary.

When was the last time you visited your doctor? Call Merritt Hall Insurance at (800) 677-9180 for more information on health insurance.