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Errors & Omissions Insurance


Errors & Omissions Insurance Information

Although your organization may strive to deliver timely, accurate and reliable goods and services, mistakes may be inevitable. Even the most experienced and diligent professionals are not immune to accidents and errors, making appropriate insurance an essential investment. Given these circumstances, errors and omissions (E&O) insurance may be integral to your loss control measures. 

What Is Errors and Omissions Insurance? 

Also known as professional liability insurance and errors and omission insurance, this type of coverage can financially safeguard your business from the financial consequences of mistakes and mishaps. Your policy may provide financial aid even in response to false allegations, as such situations may still present your company with potentially significant fiscal consequences. 

What Does E&O Insurance Cover? 

The exact details of your E&O insurance coverage may vary depending on your policy and insurance company; however, in many cases, the following incidents may be covered: 

  • Professional errors
  • Inaccurate advice
  • Negligence
  • Oversights
  • Misrepresentations
  • Missed deadlines
  • Omissions
  • Breaches of contracts 

Who Needs an Errors & Omissions Insurance Policy? 

All organizations that provide professional services, guidance or products should strongly consider investing in an adequate E&O policy. Although this type of coverage is not typically required by law, many clients and customers may hesitate to enter into business arrangements with your company without it. 

Why Do You Need Errors & Omissions Insurance? 

Even the most diligent, experienced and responsible professionals may eventually make a mistake or overlook something. A slight miscalculation or momentary lapse in attention could have devastating financial ramifications and even jeopardize your company’s future. E&O coverage can generally provide financial aid for legal expenses arising from lawsuits, meaning that your insurance may even help limit out-of-pocket losses arising from false allegations of which you are eventually absolved. 

Get the Right Coverage 

To explore your E&O insurance coverage options and address your organization’s needs, contact the dedicated staff at Merrit Hall Insurance.  

 

Contact us
800-677-9180 2421 Production Dr, Ste 203 | Indianapolis, IN 46242

At Merritt Hall Insurance, our mission is to help you insure yourself and your belongings at the lowest cost, quickly and easily!

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Location
2421 Production Dr, Ste 203
Indianapolis, IN 46242
Phone: 317-247-7737
Toll-Free: 800-677-9180



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