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Home > Auto / Car Insurance - Indianapolis, IN - Merritt Hall Enterprises, Inc

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Information

We’ll Keep You on the Road

 

Owning a car involves a number of responsibilities: you are responsible for keeping yourself and your passengers safe, and watching out for fellow drivers so that we all get to our destinations safely. But we know this isn't always the case: even the best, most cautious drivers can't avoid the possibility of an accident or other damage to their car. So if you drive in Indianapolis, Plainfield, Danville, Avon, Brownsburg, or Zionsville, Indiana, let Merritt Hall Insurance ensure that you are protected if something does happen to your vehicle.

Our insurance experts at Merritt Hall are here to get you the best most comprehensive auto/car insurance coverage you can buy to keep you worry-free. We will consult with you about your auto insurance needs, and because there are so many options for auto insurance policies, we can draft a very focused and specialized policy to fit your particular circumstances. Some of the protection choices we offer are:

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage

Guard Yourself from Exorbitant Liability Costs

When you consider all of your responsibilities after an accident, the bottom line can grow pretty quickly. As a liable party you may have to cover the cost of repairs, a rental car, medical expenses, and even lost wages of the victim in your accident. Getting in any kind of collision is stressful enough when you think about your own vehicle, much less having to fix the other party's damages. That's where we come in at Merritt Hall Insurance. We want to set you up with one of the finest car/auto insurance policies available so that if, and we hope this day never comes, you find yourself on either side of an incident on the road, you'll know that your coverage will take care of any damages or liability you incur. That way you can focus on getting back to your life. Contact an insurance specialist at Merritt Hall Insurance today to learn more about our policy options and how we can make sure you've got the best coverage available.

Common Auto Insurance Questions:

What is auto insurance? 

Auto insurance assists you financially in covering vehicle damage costs in the unfortunate case of an accident. It is a paid agreement between you and your insurance provider. After filing a claim following an accident, your provider will step in and assist you in covering significant damage costs depending on what you are responsible for. 

What do auto policies cover? 

Indiana requires liability, uninsured and underinsured motorist coverage:

Bodily Injury Liability Coverage: $25,000 per person/$50,000 per accident
Property Damage Liability Coverage: $25,000 per accident
Uninsured Motorist Coverage (Bodily Injury Coverage): $25,000 per person/$50,000 per accident
Underinsured Motorist Coverage (Bodily Injury Coverage): $50,000

The perks included within the policy you choose are generally up to you, but auto policies can offer expansive benefits such as:

  • Liability Insurance: Insures you against damage you cause others if you are atfault in a wreck.

  • Bodily injury liability coverage pays for their medical bills (and in some cases deaths)

  • Property damage liability pays for damage to the other driver’s property, like their car.

  • Collision Insurance: Covers damage to your own vehicle after a wreck.

  • Comprehensive Insurance: Pays for damage from non-accident mishaps, like weather damage.

  • Medical Coverage: Pays for your medical bills and those of your passengers.

  • Uninsured/underinsured Insurance: Insures you against damage caused by someone else who doesn’t have appropriate liability coverage.


Other coverage offers help for roadside assistance and rental car coverage. Contact your agent about including these protections in your coverage.

Why do you need car insurance? 

You are required to have at least some type of auto insurance policy in most areas. However, settling for the bare minimum coverage just to have it can jeopardize the future of you and your vehicle. It’s important to get adequate coverage to assure the safety of your future in the case of an accident. We will help you in finding the best policy for you and your specific scenario. 

Questions to ask your agent 

Our knowledgeable agents are here to guide you in choosing the best coverage through a variety of sources and expertise, as well as continuous support and advice.

Here are some things to consider as you select your coverage: 

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.) 

  • What is the insurance company's level of service and ability to pay claims? (Some might be more convenient for you than others). 

  • What discounts are available? (Ask about good driver, multiple policy and student discounts.) 

  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.) 


Contact us
800-677-9180 2421 Production Dr, Ste 203 | Indianapolis, IN 46242

At Merritt Hall Insurance, our mission is to help you insure yourself and your belongings at the lowest cost, quickly and easily!

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Location
2421 Production Dr, Ste 203
Indianapolis, IN 46242
Phone: 317-247-7737
Toll-Free: 800-677-9180



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